Fundability score

    Know exactly how fundable your business is.

    Funder grades your business out of 100 across seven dimensions, then explains exactly what to fix to improve approval odds — before you apply.

    Get my score
    72
    / 100
    Almost fundable
    Estimated funding range
    R150,000 – R750,000

    What goes into your score

    Revenue strength

    20 pts

    Monthly turnover, growth trend and stability across recent months.

    Trading history

    15 pts

    How long the business has operated and traded actively.

    Cash-flow stability

    15 pts

    Consistency of inflows vs. outflows and bank balance volatility.

    Compliance readiness

    15 pts

    CIPC, SARS tax status, VAT, B-BBEE and UIF/PAYE where relevant.

    Document completeness

    15 pts

    Bank statements, financials, ID, registration, debtors book.

    Credit & debt profile

    10 pts

    Existing debt load, credit history and director profile.

    Funding-product fit

    10 pts

    How well your profile matches available funding products.

    Score bands

    0–39
    out of 100
    Not Ready
    Approval: Low

    Focus on compliance basics, open business banking and build trading history.

    40–59
    out of 100
    Needs Work
    Approval: Low–Medium

    Improve documents, get tax compliant and increase revenue consistency.

    60–74
    out of 100
    Almost Fundable
    Approval: Medium

    You're close. Upload missing documents and confirm compliance.

    75–89
    out of 100
    Fundable
    Approval: Medium–High

    Strong profile. Match with multiple lenders and compare offers.

    90–100
    out of 100
    Highly Fundable
    Approval: High

    Premium profile. Expect fast approvals across multiple products.