Funding by industry

    Business funding tailored to your industry

    Every sector has its own cash-flow shape. We match South African SMEs to lenders that underwrite for the industry you actually operate in.

    Funding for retailers
    Retail

    Fund stock, smooth seasonal swings and expand your store footprint. We match retail SMEs to lenders that understand FMCG margins and card-heavy turnover.

    See Retail funding
    Funding for hospitality
    Hospitality

    From kitchen refurbs to high-season working capital, we match hospitality SMEs to lenders that price seasonality correctly.

    See Hospitality funding
    Funding for construction
    Construction

    Bridge retentions, fund plant and equipment, and cover payroll while you wait for progress payments. Built for the cash-flow shape of construction.

    See Construction funding
    Funding for manufacturing
    Manufacturing

    Fund raw materials, fulfil bulk orders and upgrade machinery — we match manufacturing SMEs to lenders that understand long working-capital cycles.

    See Manufacturing funding
    Funding for logistics
    Logistics & Transport

    Fund trucks and bakkies, smooth fuel and maintenance cash flow, and bridge corporate contract payment cycles.

    See Logistics & Transport funding
    Funding for professional services
    Professional Services

    Bridge 60–90 day client invoices, fund payroll for new hires, and invest in tools and growth without diluting equity.

    See Professional Services funding
    Funding for agriculture
    Agriculture & Agri-processing

    Fund seasonal inputs, irrigation upgrades and processing equipment with lenders that understand weather and commodity cycles.

    See Agriculture & Agri-processing funding
    Funding for healthcare
    Healthcare & Medical

    Bridge medical-aid payment delays, fund equipment and expand your practice with lenders that understand healthcare cash-flow shapes.

    See Healthcare & Medical funding
    Funding for e-commerce
    E-commerce & Online

    Fund inventory build-ups, scale ad spend and bridge platform settlement timing with lenders that understand digital commerce.

    See E-commerce & Online funding
    Funding for education
    Education & Training

    Bridge term-based fee cycles, expand facilities and invest in tech and content with lenders that understand education cash flow.

    See Education & Training funding

    Or start from a funding product

    Know the product you need? Go straight to the funding type, then filter by your industry.