Who qualifies for purchase order finance?
- Signed PO from creditworthy buyer
- Clear margin
- Trading history
South Africa
Purchase Order Finance for SA SMEs — apply once, compare lenders.
Funder pays your supplier so you can deliver large confirmed POs without using your own cash.
No credit pull Instant score One application, many funders
At a glance
Amount
R250,000 – R15m
Turnaround
5–10 days
Best for
Distributors, manufacturers
- Take on POs bigger than your cash allows
- Lender pays your supplier directly
- Repaid on customer settlement
- Stack with invoice finance for full cycle
What you'll need to apply
Purchase order
Supplier invoice
Margin breakdown
Upload once on Funder — every matched lender sees the same pack.
How it works
Getting purchase order finance on Funder
- Step 01
Check your fundability
Answer a few questions and get an instant readiness score — no credit pull.
- Step 02
Get matched to lenders
We rank lenders by approval odds, cost and turnaround for your profile.
- Step 03
Submit one application
Upload documents once. Multiple lenders review in parallel.
- Step 04
Compare offers & accept
Review terms side-by-side and accept the best fit.
Lenders
See all lenders Purchase Order Finance lenders we work with
No upfront fees
Funder is free for SMEs. Lenders pay us when you get funded.
Built for SA realities
B-BBEE, SARS tax compliance, CIPC and VAT logic baked in.
One application, many lenders
Stop re-submitting the same docs to every funder.
FAQ
Purchase Order Finance in South Africa — questions answered
What kinds of purchase orders qualify?
Signed POs from creditworthy buyers (corporates, government, listed retailers) with a clear gross margin — usually 15%+.
Does PO finance cover services?
Mostly it covers goods and tangible deliverables. Some specialist lenders fund service POs with strong recurring buyers.
How expensive is PO finance?
Typically 3–8% of the PO value per transaction, depending on tenor and risk. We show the total cost on each match.
Explore purchase order finance by segment
Tailored pages for industry and revenue band.
Purchase Order Finance for RetailPurchase Order Finance for HospitalityPurchase Order Finance for ConstructionPurchase Order Finance for ManufacturingPurchase Order Finance for Logistics & TransportPurchase Order Finance for Professional ServicesPurchase Order Finance · under R30k / monthPurchase Order Finance · R30k – R100k / monthPurchase Order Finance · R100k – R250k / month
Ready to see what you qualify for?
Get your free Fundability Score, see your matched purchase order finance offers, and apply once.