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    Merchant Cash Advance

    Merchant Cash ZA — Merchant Cash Advance funding for South African SMEs

    Repaid as a small slice of daily card turnover — no fixed instalments.

    Funding range
    R50k – R2m
    Turnaround
    24–48h
    Min trading
    6 months
    Min monthly revenue
    R30k – R100k

    Requirements

    • No strict compliance requirements listed.
    • Cash flow profile: Very stable, Mostly stable, Seasonal, Volatile
    • Preferred industries: Retail, Hospitality

    Documents you'll need

    • 3 months bank statements
    Don't have everything ready? Start with our Fundability Profile — we'll tell you exactly what's missing for this lender.